Quant Flexi Cap Fund and Motilal Oswal Flexi Cap Fund represent two aggressive investment approaches within India’s flexi cap mutual fund category, both facing recent performance challenges despite historically strong long-term track records. Quant employs a multi-factor quantitative strategy with significant energy and conglomerate exposure, whilst Motilal Oswal follows an extremely concentrated high-conviction approach focused on technology and consumer discretionary sectors. This comprehensive comparison analyses returns, portfolio composition, expense ratios, and investment strategies to help investors understand which of these underperforming flexi cap funds may offer better recovery potential.
Quant Flexi Cap fund and Motilal Oswal Flexi Cap fund: Key metrics at a glance
Here is a detailed comparison of essential fund parameters as of November 2025:
| Parameter | Quant Flexi Cap Fund | Motilal Oswal Flexi Cap Fund |
|---|---|---|
| NAV (21 Nov 2025) | ₹99.76 | ₹62.28 |
| Fund Size (AUM) | ₹6,889.95 Cr | ₹14,319.21 Cr |
| Expense Ratio | 1.79% | 1.71% |
| Crisil Rating | ⭐⭐ (2 Stars) | ⭐⭐⭐ (3 Stars) |
| Risk Level | Very High | Very High |
| Portfolio Turnover | High | 128.00% |
| Number of Stocks | 37 | 16 |
| Fund House | Quant Mutual Fund | Motilal Oswal Mutual Fund |
| Inception Date | 20-Oct-2008 | 28-Apr-2014 |
Both funds have faced recent performance challenges, reflected in their below-average Crisil ratings. Motilal Oswal manages larger assets at ₹14,319.21 crore compared to Quant’s ₹6,889.95 crore. Both funds employ concentrated strategies, though Motilal Oswal’s 16-stock portfolio is even more concentrated than Quant’s 37-stock holdings. Notably, Motilal Oswal was recently downgraded from 5 to 3 stars, whilst Quant maintains a 2-star rating indicating below-average performance amongst peers.
Quant Flexi Cap fund vs Motilal Oswal Flexi Cap fund: One-year and short-term returns
Recent performance data reveals both funds trailing the category average:
| Period | Quant Flexi Cap Returns | Motilal Oswal Returns | Category Average |
|---|---|---|---|
| 1 Week | -0.55% | -0.05% | -0.22% |
| 1 Month | 0.36% | -0.95% | -0.26% |
| 3 Months | 4.71% | 0.62% | 1.88% |
| 6 Months | 3.40% | 4.20% | 5.23% |
| YTD | 3.54% | -3.11% | 3.36% |
| 1 Year | 7.01% | 5.09% | 6.78% |
Quant Flexi Cap Fund has delivered marginally better one-year returns of 7.01% compared to Motilal Oswal Flexi Cap Fund’s 5.09%. Quant slightly exceeds the category average of 6.78%, whilst Motilal Oswal trails it significantly. The year-to-date comparison is particularly striking—Quant generating 3.54% positive returns whilst Motilal Oswal shows negative returns of -3.11%. Both funds have underperformed compared to top flexi cap performers, but Quant demonstrates relatively better recent momentum.
Quant Flexi Cap fund and Motilal Oswal Flexi Cap fund: Long-term returns comparison
Long-term performance reveals interesting patterns across different market cycles:
| Period | Quant Flexi Cap Annualised Returns | Motilal Oswal Annualised Returns | Category Average |
|---|---|---|---|
| 2 Years | 16.36% | 23.72% | 16.38% |
| 3 Years | 16.44% | 22.31% | 16.59% |
| 5 Years | 25.81% | 17.35% | 18.12% |
| 10 Years | 18.99% | 13.51% | 14.21% |
| Since Inception | 14.38% | 17.12% | 14.19% |
The long-term performance comparison reveals contrasting patterns. Motilal Oswal Flexi Cap Fund significantly outperforms Quant over two and three-year periods with 23.72% and 22.31% annualised returns respectively, compared to Quant’s 16.36% and 16.44%. However, over extended horizons, Quant demonstrates superior results—25.81% over five years versus Motilal Oswal’s 17.35%, and 18.99% over ten years compared to Motilal Oswal’s 13.51%. This suggests Quant’s quantitative strategy has delivered better long-term wealth creation despite recent challenges.
Quant Flexi Cap fund vs Motilal Oswal Flexi Cap fund: SIP returns analysis
Systematic Investment Plan returns reflect real wealth creation experience for retail investors:
| SIP Period | Quant Absolute Returns | Quant Annualised | Motilal Oswal Absolute Returns | Motilal Oswal Annualised |
|---|---|---|---|---|
| 1 Year (₹12,000 invested) | 5.06% | 9.47% | 4.11% | 7.67% |
| 2 Years (₹24,000 invested) | 5.06% | 4.81% | 13.87% | 13.00% |
| 3 Years (₹36,000 invested) | 21.70% | 13.15% | 36.20% | 21.08% |
| 5 Years (₹60,000 invested) | 53.82% | 17.23% | 58.75% | 18.52% |
| 10 Years (₹1,20,000 invested) | 193.83% | 20.42% | 116.58% | 14.77% |
Both funds show mixed SIP performance across different time periods. Quant Flexi Cap Fund delivers marginally better one-year SIP returns with 5.06% absolute gains versus Motilal Oswal’s 4.11%. However, over three and five years, Motilal Oswal demonstrates substantially superior results—36.20% and 58.75% versus Quant’s 21.70% and 53.82% respectively. The 10-year SIP comparison dramatically favours Quant with 193.83% absolute returns and 20.42% annualised gains, substantially exceeding Motilal Oswal’s 116.58% and 14.77%. Long-term SIP investors have been better rewarded by Quant’s quantitative approach.
Quant Flexi Cap fund and Motilal Oswal Flexi Cap fund: Portfolio allocation strategy
Portfolio composition reveals different aggressive investment approaches:
| Asset Class | Quant Flexi Cap Fund | Motilal Oswal Flexi Cap Fund |
|---|---|---|
| Total Equity | 97.92% | 89.28% |
| Equity Holdings | 91.31% | 89.28% |
| F&O Holdings | 6.61% | 0.00% |
| Debt | 2.82% | 0.00% |
| Others | -0.74% | 10.72% |
| Large Cap | 44.96% | 5.17% |
| Mid Cap | 13.03% | 7.96% |
| Small Cap | 8.38% | 6.17% |
| Other Equity | 31.56% | 69.99% |
| Number of Stocks | 37 | 16 |
The portfolio allocation differences are striking despite both being aggressive strategies. Quant maintains higher total equity exposure at 97.92% compared to Motilal Oswal’s 89.28%, including 6.61% F&O positions for tactical market exposure. The most significant difference lies in large-cap allocation—Quant holds 44.96% in large-caps versus Motilal Oswal’s minimal 5.17%. Motilal Oswal’s massive 69.99% in “Other” equity categories essentially operates as a concentrated mid and small-cap strategy. Quant’s 37-stock portfolio offers relatively better diversification than Motilal Oswal’s extremely concentrated 16-stock holdings.
Quant Flexi Cap fund vs Motilal Oswal Flexi Cap fund: Top 10 holdings comparison
Stock selection reveals contrasting sector preferences:
| Rank | Quant Flexi Cap Holdings | Sector | % | Motilal Oswal Holdings | Sector | % |
|---|---|---|---|---|---|---|
| 1 | Reliance Industries Ltd | Refineries | 10.38% | Persistent Systems Ltd | IT Services | 10.06% |
| 2 | Adani Power Ltd | Power Generation | 8.57% | Eternal Ltd | E-commerce | 8.88% |
| 3 | Adani Enterprises Ltd | Trading | 6.52% | Dixon Technologies Ltd | Consumer Electronics | 8.66% |
| 4 | Motherson Sumi Systems | Auto Components | 6.28% | Coforge Ltd | IT Services | 8.52% |
| 5 | Aurobindo Pharma Ltd | Pharmaceuticals | 5.01% | Kalyan Jewellers India | Jewellery | 8.36% |
| 6 | Jio Financial Services | NBFC | 4.92% | Polycab India Ltd | Electricals | 8.29% |
| 7 | LIC of India | Life Insurance | 4.20% | Trent Limited | Retail | 7.38% |
| 8 | Britannia Industries | Packaged Foods | 3.65% | Cholamandalam Finance | NBFC | 6.96% |
| 9 | Larsen & Toubro Ltd | Construction | 3.63% | CG Power & Industrial | Electrical Equipment | 6.17% |
| 10 | Tata Power Co Ltd | Utilities | 3.45% | Siemens Energy India | Power Generation | 4.45% |
Quant Flexi Cap Fund demonstrates significant exposure to Reliance Industries and Adani Group companies (Power and Enterprises), alongside pharmaceuticals, insurance, and infrastructure. Motilal Oswal Flexi Cap Fund reveals an entirely different philosophy—high-conviction positions in IT services (Persistent, Coforge), consumer electronics (Dixon), retail (Trent, Kalyan), and electrical manufacturing (Polycab, CG Power). Each of Motilal Oswal’s top 10 holdings commands 4-10% weightage, with the entire top 10 comprising approximately 77.73% of the portfolio versus Quant’s 56.61%.
Quant Flexi Cap fund and Motilal Oswal Flexi Cap fund: Expense ratio and cost comparison
Investment costs significantly impact long-term wealth creation:
| Cost Parameter | Quant Flexi Cap Fund | Motilal Oswal Flexi Cap Fund |
|---|---|---|
| Expense Ratio | 1.79% | 1.71% |
| Category Average | 1.89% | 1.89% |
| Cost Difference | Below Average | Below Average |
| Annual Cost on ₹10 Lakh | ₹17,900 | ₹17,100 |
| 10-Year Cost Impact on ₹10 Lakh | ₹1,79,000 | ₹1,71,000 |
| Cost Savings (Motilal vs Quant) | – | ₹800/year |
Both funds charge similar expense ratios, with Motilal Oswal marginally lower at 1.71% compared to Quant’s 1.79%. The annual savings of ₹800 per ₹10 lakh invested by choosing Motilal Oswal are relatively modest. However, Motilal Oswal’s extremely high portfolio turnover of 128% generates additional transaction costs not fully reflected in the expense ratio, potentially neutralising or reversing the apparent cost advantage. Both funds charge below the category average of 1.89%.
Quant Flexi Cap fund vs Motilal Oswal Flexi Cap fund: Risk metrics and Crisil ratings
Risk assessment reveals challenges faced by both funds:
| Risk Parameter | Quant Flexi Cap Fund | Motilal Oswal Flexi Cap Fund |
|---|---|---|
| Risk-O-Meter | Very High Risk | Very High Risk |
| Crisil Rating | 2 Stars | 3 Stars |
| Rating Description | Below Average Performance | Average Performance |
| Previous Rating | Higher | 5 Stars (Downgraded) |
| Portfolio Turnover | High | 128.00% |
| Number of Stocks | 37 | 16 |
| F&O Exposure | 6.61% | None |
| Concentration Risk | High | Extremely High |
Both funds carry below-average to average Crisil ratings, reflecting recent performance challenges. Motilal Oswal’s dramatic downgrade from 5 to 3 stars signals significant deterioration, whilst Quant’s 2-star rating indicates persistent below-average performance. Both employ aggressive strategies with high turnover and concentrated portfolios. Quant’s F&O exposure of 6.61% adds tactical flexibility but also complexity, whilst Motilal Oswal’s 16-stock concentration creates extreme single-stock risk.
Quant Flexi Cap fund and Motilal Oswal Flexi Cap fund: Concentration risk analysis
Both funds employ concentrated strategies warranting detailed examination:
| Concentration Metric | Quant Flexi Cap Fund | Motilal Oswal Flexi Cap Fund |
|---|---|---|
| Total Stocks | 37 | 16 |
| Top 5 Holdings Weight | 37.76% | 44.48% |
| Top 10 Holdings Weight | 56.61% | 77.73% |
| Category Average Stocks | 63.19 | 63.19 |
| Single Stock Max Weight | 10.38% (Reliance) | 10.06% (Persistent) |
| Large Cap Exposure | 44.96% | 5.17% |
| Adani Group Exposure | ~15% | 0% |
| IT Sector Exposure | – | ~19% |
Both funds run concentrated portfolios significantly below the category average of 63 stocks. However, Motilal Oswal’s 16-stock portfolio represents one of the most concentrated approaches in the flexi cap category. The top 10 holdings constitute 77.73% of Motilal Oswal’s portfolio versus Quant’s 56.61%—a substantial 21 percentage point difference in concentration risk. Quant’s ~15% Adani Group exposure creates conglomerate-specific risk, whilst Motilal Oswal’s ~19% IT sector concentration creates sector-specific vulnerability.
Quant Flexi Cap fund and Motilal Oswal Flexi Cap fund: Sector allocation comparison
Sector distribution reveals contrasting investment convictions:
| Sector | Quant Flexi Cap Weight | Motilal Oswal Weight |
|---|---|---|
| Energy/Refineries (Reliance) | ~10% | 0% |
| Power/Utilities | ~12% | ~4.5% |
| Conglomerates (Adani Group) | ~15% | 0% |
| IT Services & Technology | – | ~19% |
| Consumer Electronics/Electricals | – | ~23% |
| Pharmaceuticals | ~5% | 0% |
| Auto Components | ~6% | 0% |
| Retail/Consumer Discretionary | – | ~16% |
| NBFC/Financial Services | ~5% | ~7% |
| Life Insurance | ~4% | 0% |
| Construction | ~4% | 0% |
| FMCG | ~4% | 0% |
The sector allocation differences are dramatic. Quant demonstrates conviction in energy (~10%), power (~12%), and Adani Group conglomerates (~15%), alongside diversified exposure to pharmaceuticals, auto components, insurance, and FMCG. Motilal Oswal shows zero overlap with Quant’s core holdings, instead concentrating on IT services (~19%), electrical/electronics manufacturing (~23%), and retail/consumer discretionary (~16%). This divergent positioning explains their different performance patterns during various market phases.
Quant Flexi Cap fund and Motilal Oswal Flexi Cap fund: Investment philosophy comparison
Understanding core investment philosophies helps investors align fund selection with their beliefs:
| Philosophy Aspect | Quant Flexi Cap Fund | Motilal Oswal Flexi Cap Fund |
|---|---|---|
| Investment Approach | Multi-Factor Quantitative | High-Conviction Growth |
| Primary Focus | Momentum & Value | Emerging Growth Companies |
| Portfolio Style | Concentrated (37 stocks) | Extremely Concentrated (16 stocks) |
| Market Cap Focus | Large Cap Significant (45%) | Mid/Small Cap Dominant (70%+) |
| Sector Strategy | Energy & Conglomerates | Technology & Consumer |
| Turnover Strategy | High | Very High (128%) |
| Risk Management | F&O Enhanced | No Derivatives |
| Track Record | 17+ Years | 11+ Years |
Quant employs a quantitative multi-factor model targeting momentum and value opportunities with tactical F&O positioning. Motilal Oswal pursues aggressive growth through extremely concentrated bets on emerging companies in technology and consumer sectors. Quant’s 45% large-cap allocation provides relative stability compared to Motilal Oswal’s minimal 5% large-cap exposure. Both strategies carry elevated risk profiles but through different mechanisms.
Quant Flexi Cap fund and Motilal Oswal Flexi Cap fund: Adani vs Technology exposure analysis
The contrasting thematic bets warrant specific examination:
| Thematic Exposure | Quant Flexi Cap Fund | Motilal Oswal Flexi Cap Fund |
|---|---|---|
| Adani Group Combined | ~15.09% | 0% |
| – Adani Power | 8.57% | – |
| – Adani Enterprises | 6.52% | – |
| IT/Technology Combined | ~0% | ~18.58% |
| – Persistent Systems | – | 10.06% |
| – Coforge | – | 8.52% |
| Reliance Industries | 10.38% | 0% |
| Consumer Electronics (Dixon) | 0% | 8.66% |
Quant Flexi Cap Fund’s ~15% Adani Group exposure and 10% Reliance Industries holding create significant energy and conglomerate concentration. Motilal Oswal’s ~19% IT sector exposure through Persistent Systems and Coforge, combined with 9% Dixon Technologies holding, creates technology and manufacturing concentration. These thematic bets explain performance divergence—Quant benefits during energy/infrastructure rallies whilst Motilal Oswal gains during technology/consumer discretionary upswings.
Quant Flexi Cap fund and Motilal Oswal Flexi Cap fund: Portfolio turnover impact
High turnover characteristics of both funds warrant analysis:
| Turnover Aspect | Quant Flexi Cap Fund | Motilal Oswal Flexi Cap Fund |
|---|---|---|
| Portfolio Turnover Ratio | High | 128.00% |
| Category Average Turnover | 148.82% | 148.82% |
| Implied Holding Period | Short | ~10 Months |
| Trading Frequency | High | Very High |
| Transaction Cost Impact | Higher | Highest |
| Tax Efficiency | Lower | Lowest |
| Investment Style | Quantitative Active | High-Conviction Active |
Both funds employ high-turnover strategies, with Motilal Oswal’s documented 128% turnover indicating complete portfolio replacement approximately every 10 months. High turnover generates additional transaction costs and reduces tax efficiency through frequent short-term capital gains realisation. These hidden costs can significantly impact net returns, particularly for taxable investors.
Quant Flexi Cap fund and Motilal Oswal Flexi Cap fund: Performance trajectory analysis
Understanding recent trends helps investors assess recovery potential:
| Performance Trajectory | Quant Flexi Cap Fund | Motilal Oswal Flexi Cap Fund |
|---|---|---|
| Crisil Rating Trend | Below Average (2 Stars) | Downgraded (5→3 Stars) |
| 1-Year Category Rank | 20/39 | 31/39 |
| YTD Performance vs Category | +0.18% above average | -6.47% below average |
| 6-Month Performance vs Category | -1.83% below average | -1.03% below average |
| Recent Momentum | Weak Positive | Weak/Negative |
| Recovery Signs | Marginal | Limited |
Both funds face performance challenges, though Quant shows marginally better recent trajectory. Quant’s year-to-date returns slightly exceed category average, whilst Motilal Oswal significantly underperforms. Quant ranks 20th of 39 funds versus Motilal Oswal’s 31st ranking, indicating relatively better near-term positioning. However, neither fund demonstrates strong recovery momentum currently.
Quant Flexi Cap fund and Motilal Oswal Flexi Cap fund: Long-term wealth creation comparison
Examining wealth creation over extended periods provides perspective:
| Wealth Creation Metric | Quant Flexi Cap Fund | Motilal Oswal Flexi Cap Fund |
|---|---|---|
| ₹10,000 Lumpsum (5 Years) | ₹31,559 | ₹22,270 |
| ₹10,000 Lumpsum (10 Years) | ₹56,993 | ₹35,544 |
| ₹1,000 SIP/Month (5 Years) | ₹95,251 | ₹95,251* |
| ₹1,000 SIP/Month (10 Years) | ₹3,52,593 | ₹2,59,899 |
| 10-Year Wealth Difference | +₹92,694 | – |
*Approximate based on available data
Quant Flexi Cap Fund demonstrates superior long-term wealth creation. A ₹10,000 lumpsum investment 10 years ago would have grown to ₹56,993 in Quant versus ₹35,544 in Motilal Oswal—a difference of ₹21,449 or 60% more wealth. The 10-year SIP comparison shows Quant generating ₹3,52,593 versus Motilal Oswal’s ₹2,59,899, representing ₹92,694 additional wealth creation through patient systematic investing.
Which flexi cap fund is suitable for different investor profiles
Selecting between these underperforming funds requires understanding personal investment preferences:
| Investor Profile | Recommended Fund | Reason |
|---|---|---|
| Long-term investors (10+ years) | Quant Flexi Cap Fund | Superior 10-year returns (18.99% vs 13.51%) |
| Long-term SIP investors | Quant Flexi Cap Fund | Better 10-year SIP returns (20.42% vs 14.77%) |
| Medium-term investors (3-5 years) | Motilal Oswal Flexi Cap Fund | Superior 2-3 year returns |
| Energy/Infrastructure believers | Quant Flexi Cap Fund | Reliance, Adani, Power sector focus |
| Technology sector believers | Motilal Oswal Flexi Cap Fund | Persistent, Coforge, Dixon holdings |
| Large-cap stability seekers | Quant Flexi Cap Fund | Higher large-cap allocation (45% vs 5%) |
| High-conviction investors | Motilal Oswal Flexi Cap Fund | Extremely concentrated 16-stock portfolio |
| Cost-conscious investors | Motilal Oswal Flexi Cap Fund | Marginally lower expense ratio |
| Diversification seekers | Quant Flexi Cap Fund | Better diversified 37-stock portfolio |
| Consumer discretionary believers | Motilal Oswal Flexi Cap Fund | Kalyan, Trent, Avenue holdings |
Quant Flexi Cap fund and Motilal Oswal Flexi Cap fund: Recovery potential assessment
Evaluating potential for future performance improvement:
| Recovery Factor | Quant Flexi Cap Fund | Motilal Oswal Flexi Cap Fund |
|---|---|---|
| Historical Long-term Track Record | Strong (17+ Years) | Moderate (11 Years) |
| Worst Recent Performance Gap | -6% vs Leaders | -8% vs Leaders |
| Sector Positioning | Energy/Infrastructure | Technology/Consumer |
| Large Cap Cushion | 45% (Moderate) | 5% (Minimal) |
| Current Valuation Exposure | Mixed | Growth-Heavy |
| Recovery Dependency | Energy/Adani Rally | IT/Consumer Rally |
| Downside Protection | Moderate (F&O) | Limited |
Quant Flexi Cap Fund’s stronger long-term track record, higher large-cap cushion (45%), and F&O hedging capability suggest relatively better downside protection and recovery potential. Motilal Oswal’s recovery depends heavily on technology and consumer discretionary sector rallies, with minimal large-cap stability buffer. Quant’s diversified 37-stock portfolio may navigate market cycles more effectively than Motilal Oswal’s concentrated 16-stock bets.
Quant Flexi Cap fund and Motilal Oswal Flexi Cap fund: Ideal holding period
Investment horizon considerations for both challenged funds:
| Holding Period Consideration | Quant Flexi Cap Fund | Motilal Oswal Flexi Cap Fund |
|---|---|---|
| Minimum Recommended Period | 7-10 Years | 10+ Years |
| Optimal Period | 10+ Years | 10-15 Years |
| Volatility Expectation | High | Very High |
| Recovery Time Post-Drawdown | Moderate-Extended | Extended |
| Current Cycle Position | Challenging | Very Challenging |
| Patience Requirement | High | Very High |
Given both funds’ current challenges and aggressive strategies, investors should commit to extended holding periods of 10+ years. Motilal Oswal’s extreme concentration requires even greater patience to navigate market cycles. Investors with shorter horizons or lower risk tolerance should consider better-performing alternatives like HDFC, ICICI Prudential, or Parag Parikh flexi cap funds.
Quant Flexi Cap fund and Motilal Oswal Flexi Cap fund: Key differentiators summary
Understanding core differences aids investment decision-making:
| Key Differentiator | Quant Flexi Cap Fund | Motilal Oswal Flexi Cap Fund |
|---|---|---|
| Investment Edge | Quantitative Multi-Factor Model | Fund Manager Stock-Picking |
| Sector Bet | Energy, Power, Conglomerates | Technology, Electricals, Consumer |
| Risk Mechanism | F&O Enhanced, Moderate Concentration | Extreme Concentration, No Derivatives |
| Large Cap Anchor | 45% Provides Stability | 5% Offers No Stability |
| 10-Year Performance | Strong (18.99% CAGR) | Below Average (13.51% CAGR) |
| Current Momentum | Marginally Positive | Negative |
| AUM Size | ₹6,890 Cr | ₹14,319 Cr |
| Crisil Rating | 2 Stars | 3 Stars |
Final verdict: Quant Flexi Cap fund vs Motilal Oswal Flexi Cap fund
Quant Flexi Cap Fund and Motilal Oswal Flexi Cap Fund both face recent performance challenges, reflected in their below-average Crisil ratings of 2 and 3 stars respectively. However, their long-term track records and recovery potential differ significantly.
Quant Flexi Cap Fund demonstrates superior long-term wealth creation with 18.99% ten-year annualised returns versus Motilal Oswal’s 13.51%—a substantial 5.48 percentage point advantage. The fund’s 10-year SIP returns of 20.42% significantly exceed Motilal Oswal’s 14.77%, indicating better systematic investing outcomes. Quant’s 45% large-cap allocation provides relative stability compared to Motilal Oswal’s minimal 5% large-cap exposure. The 37-stock portfolio offers better diversification than Motilal Oswal’s extremely concentrated 16-stock holdings. Quant suits long-term investors with conviction in energy, infrastructure, and quantitative investing approaches despite recent underperformance.
Motilal Oswal Flexi Cap Fund has delivered stronger two and three-year returns of 23.72% and 22.31%, outperforming Quant’s 16.36% and 16.44% during this medium-term period. However, its dramatic Crisil downgrade from 5 to 3 stars, negative year-to-date returns of -3.11%, and extreme 16-stock concentration create elevated risk. The fund suits aggressive investors with very high risk tolerance, 10+ year investment horizons, and conviction in technology and consumer discretionary sectors despite current challenges.
Between these two underperforming funds, Quant Flexi Cap Fund offers relatively better long-term track record, greater diversification, higher large-cap stability, and stronger historical SIP wealth creation. Motilal Oswal may appeal to investors specifically bullish on technology and consumer sectors willing to accept extreme concentration risk. However, investors seeking consistent flexi cap performance should consider top-rated alternatives like HDFC Flexi Cap (5 stars), Parag Parikh Flexi Cap (5 stars), or ICICI Prudential Flexicap (4 stars) before committing to either of these currently challenged funds.
Disclaimer: Mutual fund investments are subject to market risks. Past performance does not guarantee future returns. Investors should consult financial advisors before making investment decisions.
