PNB Housing Finance Limited has reiterated its commitment to housing-led development in Maharashtra by aligning its lending strategy with PMAY-U 2.0, helping families access home ownership while strengthening financial inclusion.
The company has sanctioned around ₹1,530 crore to more than 10,000 beneficiaries in the state. Its affordable housing portfolio, led by Roshni Home Loans, caters to low- and middle-income households, particularly in semi-urban and emerging markets.
PNB Housing Finance also offers tailored products for informal and self-employed borrowers, broadening access to housing finance beyond conventional documentation requirements.
Alongside physical outreach, the company continues to invest in digital transformation, offering customers a seamless experience through an advanced technology stack and an omnichannel presence. It recently received a credit rating upgrade from ‘IND AA+’ to ‘IND AAA’ from India Ratings, reflecting improvements in asset quality and financial strength.
