Star Health and Allied Insurance Company Limited reported strong growth in its retail health segment, with premiums rising 20% year-on-year to ₹19,341 crore in FY26, reinforcing its leadership position in the segment.
The insurer’s overall Gross Written Premium (GWP) for FY26 stood at ₹20,369 crore, up 16% from the previous year.
The company also reported improved profitability, with Q4 FY26 net profit at ₹111.3 crore compared to ₹50 lakh in the same quarter last year. For the full year, Profit After Tax (PAT) rose to ₹911 crore.
Operational metrics showed improvement, with the Loss Ratio declining to 65.2% in Q4 FY26 and Retail Loss Ratio to 64.8%.
Commenting on the performance, Mr. Anand Roy said: “FY26 has been a year of disciplined execution for Star Health. Our focus on prudent underwriting, operating efficiency, and retail health leadership has translated into stronger profitability and improved operating metrics. We have also continued to deepen digital adoption across the value chain to enhance customer experience and build long-term operating leverage. As we move ahead, we remain committed to sustainable growth, innovation-led service delivery, and making quality health insurance more accessible across India.”
